Earn Savoras Points on eligible transactions and redeem your rewards.
Savoras is a rewards and loyalty programme for everyday UPI activity in India. Complete an eligible activity, earn points under the offer's published terms, and redeem them for the rewards Savoras makes available.
Savoras is not a bank, NBFC, payment aggregator, or UPI application, and does not process or hold your payments. Read our eligibility information.
Sample points record
Illustrative onlyHow Savoras works, in four steps
The programme is deliberately simple. There is no separate app to install and no payment handled by Savoras itself.
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Create an account
Sign up with your name, email, and mobile number, and verify your identity as described in our Terms & Conditions.
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Complete an eligible activity or transaction
Take part in an active offer — for example, a qualifying UPI payment made through your own bank or UPI app, or another listed activity such as completing your profile.
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Receive Savoras Points according to the offer's terms
Once the activity is verified against that offer's specific rules, the corresponding points are credited to your account. Verification timelines vary by offer.
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Redeem eligible points
Exchange eligible points for rewards listed in your account, subject to minimum balances, expiry dates, and the redemption rules on our Rewards & Cashback page.
What can earn points
Eligible activities are listed inside your account and change over time. A few examples of the kinds of activities Savoras may recognise:
Everyday UPI payments
A qualifying payment made through your own UPI app or bank, when it matches an active, published offer.
Programme milestones
Steps such as completing your profile or identity verification, where Savoras chooses to recognise them.
Participating offers
Time-bound offers from participating merchants or partners, each with its own eligibility criteria and point value.
What Savoras does not do
We would rather under-promise than mislead you. Savoras does not:
- Guarantee any amount of cashback, points, or income from using the programme.
- Act as a bank, NBFC, payment aggregator, payment system provider, or UPI application.
- Process, hold, or settle your payments — those happen entirely within your own bank or UPI app.
- Offer loans, credit lines, or investment products of any kind.
- Use fake countdowns, fabricated user counts, or invented testimonials to encourage sign-ups.
A note on realistic expectations
Savoras Points are a loyalty reward, not an income source. The number of points you can earn depends entirely on which offers are active and whether your activity qualifies under their specific terms. Please read Responsible Rewards & Eligibility before you begin.